Health Insurance - tax sheltered

As an eligible state employee, you and your family can choose from several plans. The state’s employee premiums make high-quality medical coverage affordable.

• Medical & Prescription
• Vision
• Dental

The Options guide is offered to employees and spouses enrolled in a state health insurance plan.  The State of Nebraska recognizes that improving your health and wellness is a lifelong endeavor.  You are invited to engage in programs and tools offered to assess your current health status and succeed in making positive health habits.

Life Insurance

The state offers a $20,000 term life insurance policy at no cost to all permanent, full-time employees; and at a pro-rated cost to permanent, part-time employees.  Permanent employees may elect to purchase additional life insurance coverage for themselves and their family.

Long-Term Disability Insurance

Long-term disability insurance is available at the employee’s cost which offers a tax-free monthly benefit in the event an employee becomes disabled or is unable to work due to illness or injury.

• 12 days of vacation and 12 days of sick leave per year (after five years, increase in leave earnings vary)
   
• 13 paid holidays per year
   
• Bereavement leave in the event of an immediate family member’s death
   
• FMLA (Family Medical Leave Act) entitles eligible employees to take unpaid, job-protected leave for qualifying family and medical reasons
   
• Paid leave for jury or other civil duties
   
• Leave for military service

Flexible Spending Account (FSA) - tax sheltered

Employees can choose to enroll in a flexible spending account to save money on certain health expenses or daycare expenses by paying for them with pre-tax dollars.

The Health Care FSA reimburses you for eligible out-of-pocket health care expenses not covered by any medical, dental or vision care plan you may have.

Dependent Care FSA creates a tax break for dependent care expenses (typically child care or day care expenses) that enable you to work.

Health Savings Account (HSA) - tax sheltered

A health savings account is a personal bank account that you own, and it allows you to save money out of each paycheck on a pre-tax basis. You can use the money you save in your HSA to pay for qualified medical, dental and vision expenses, such as doctor visits, prescriptions and hospital visits, or you can save the money for a future need – even retirement.

 Employees are protected should they become disabled or injured on the job.

Retirement match 401(a)

We help you prepare for life after your career by providing an excellent mandatory retirement plan, which includes employee and employer contributions. *Participation is voluntary for permanent part-time employees age 18 or older, and participation may begin immediately upon employment.

Deferred Compensation Plan - voluntary investment plan 457(b)

In addition, employees may participate in the Deferred Compensation Plan. Employees may request the state defer payment of a portion of their income to be paid at the time of retirement or termination of employment. Deferred compensation is available to any employee and can be started and stopped at any time. (employee contribution ONLY)

NDCS team members are encouraged to go to npers.ne.gov for more details regarding the State of Nebraska retirement match, deferred compensation plan, and retirement seminars. For questions call NPERS at 402-471-2053 | 800-245-5712

Full-time employees are eligible to receive tuition assistance whether an undergraduate or graduate to further their career.

The Employee Discount Program includes a variety of discounts on items and services such as wireless plans, event tickets, health and wellness services and much more.

Employees may seek confidential, professional counseling through the Employee Assistance Program at no charge.

Optional membership in the Nebraska State Employees Credit Union is available to all NDCS staff members.